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95% Success Rate in Improving People's Credit Ratings Your Own Personal Credit Mentor $129.00 Initial Set-up; $49.95 per month Warranty Offers to Refund Fees if Progress Cannot be Demonstrated Find Out More

Just because your credit reports may currently look bad, that does not mean that you cannot improve them. Academy Credit offers services that were created to enforce your rights under both federal and state law. In fact, The Fair Credit Reporting Act (FCRA) gives consumers the legal rights to challenge any misleading, unverifiable and inaccurate information on your credit reports. Deletions can include collections, judgments, repossessions, charge-offs, tax liens, foreclosures, garnishments, late payments, and even bankruptcies.

Academy Credit Repair Process

Academy Credit is basically a three-step process:

1. Forward your credit report: Once you have signed up, your Academy Personal Credit Mentor will assist you in obtaining copies of your credit report from all three major credit bureaus: Equifax, Experian, and TransUnion.


2. Choose which items to dispute: Once you choose, Academy attorneys will decide which strategies to use to remove any misleading, unverifiable, and inaccurate information.


3. Monitor Your Progress: The credit bureaus have 30 days to investigate your concerns. After you receive the credit bureaus' responses and forward these responses to Academy, your file will be updated and you can then begin the next cycle of disputes. As more and more negative items are removed, your credit score will improve.

Why Consider Academy Credit

Academy Credit specializes in educating consumers about their legal right to have a 100% accurate credit record. With over a decade of experience, Academy Credit is a leader in credit report repair and restoration. Academy has helped thousands of consumers repair their credit rating and boasts of having an overall 95% success rate. Academy's mission statement is: "To provide needed credit representation at an affordable cost in order to help individuals and families rebuild a strong credit foundation upon which to build the best possible future." The law mandates that firms cannot promise or guarantee results, but Academy Credit feels so strongly about their process that their warranty offers to refund all of your monthly fees if they cannot demonstrate progress with your case.

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