Savings Accounts

American Express FAVORITE American Express Bank, FSB High-Yield Savings account offers a competitive variable interest rate to help people reach their savings goals. With 24/7 account access, they can easily manage their funds and watch them grow. Customers also enjoy the benefits of saving with no fees and no minimum balance requirement. Direct banking with American Express Bank, FSB Personal Savings lets customers manage their accounts online from wherever they are. Whenever they need to, customers have the convenience of checking their balance and transferring funds online or by phone, and best of all, with the ability to link your current bank account, there is no need to switch. Earning your money takes work. But helping it stay on the right financial path doesn’t have to. With AMERICAN EXPRESS® Bank, FSB PERSONAL SAVINGS, you can get the most out of your savings, so you can fund your goals with confidence. American Express Bank, FSB Personal Savings offers a High-Yield Savings Account with a competitive interest rate and flexible account access† that helps make growing and managing your savings simple. Start saving today and help give your future a strong foundation to build on. Bank APY Min to Open Min Balance Mo. Fees FDIC American Express .85% $1 No Minimum Y

Capital One 360 FAVORITE With a Capital One 360 Savings Account there is no need to change your bank account. Your 360 Savings Account can be directly linked to your existing checking account. Plus there is No minimum deposit required, and No hidden fees or service charges. Access your account 24 hours a day from your smart phone or online as needed. You can also make money while you pay your bills with Capital One's 360 Checking Account. 360 Checking pays a great interest on all balances, plus free bill pay, free ATM access at over 38,000 Allpoint® ATMs, and a free MasterCard® Debit Card for all purchases. Capital One 360 also offers accounts for your children with the Kids Savings Account and the MONEY (Teen Checking) Account. Capital One (NYSE: COF) is FDIC insured (FDIC Certificate Number: 4297). Bank APY Min to Open Min Balance Mo. Fees FDIC Capital One 360 .75% No Minimum No Minimum No Fees Y

Bank of America Start your savings plan with a Bank of America Regular Savings Account. You can start your savings plan with a low opening balance plus Free Online Banking service. Plus you can use your savings account to provide overdraft protection for your checking account. Bank of America (NYSE: BAC) is FDIC insured (FDIC Certificate Number: 3510). NOTE: The rates and information presented below are for the California offices and may not be the same for your location. Interest rates are different for each state. Bank APY Min to Open Min Balance Mo. Fees FDIC Bank of America .01% $25 $300 or Fees Apply $5 if less than $300 Min Daily Balance Y

Discover Bank With a Discover Bank Online Savings Account you can earn a rate that has consistently exceeded the Savings National Averages. Once you open your Online Savings Account you can make deposits by any of the following ways: phone or online electronic funds transfer; wire transfer; or write a check to your account. To build your savings account and reach your savings goals consider Discover Bank's AutoSavers program. AutoSavers is a program that automatically transfers money on a recurring basis into your Discover Bank account from any non-Discover bank account. Enjoy a competitive rate and guaranteed returns with Discover Bank Certificates of Deposit. CD terms range from 3 months to 10 years. Discover Bank (NYSE: DFS) is FDIC insured (FDIC Certificate Number: 5649). Bank APY Min to Open Min Balance Mo. Fees FDIC Discover Bank .80% $500 No Minimum Y

EverBank EverBank’s Yield Pledge® is that the yield on your Money Market Account will remain in the top 5% of competitive accounts in the nation. You also enjoy FREE online and mobile banking along with remote check deposits – from your home or mobile phone. With the Yield Pledge® Checking Account EverBank again promises that rates will remain in the top 5% of competitive accounts in the nation. There are no monthly account fees or debit card fees plus you get Free online and mobile banking. The Yield Pledge® Certificate of Deposit is another great choice for earning a high yield on your money with terms ranging from 3 months to 5 years with only a $1500 minimum. Other investment products include Foreign Currency CDs and Foreign Currency Index. First-time account holders will earn 1.25% on the Yield Pledge® Checking and Yield Pledge® Money Market accounts for 6 months and then 1.01% for the next 6 months. In addition to great rates, now you can deposit checks from your mobile phone! With the EverBank mobile banking app simply snap a photo of your check and send the image for direct deposit. EverBank is FDIC insured (FDIC Certificate Number: 34775). Bank APY Min to Open Min Balance Mo. Fees FDIC EverBank .76% $1,500 No Minimum Y

U.S. Bank U.S. Bank® offers their U.S. Bank® Money Market Account designed to help you reach your short-term financial goals. They offer tailored options to suit your individual needs and can help you manage your cash conveniently, efficiently and effectively. U.S. Bank is FDIC Insured (FDIC Certificate Number: 6548). NOTE: The rates presented may not be the same for your location. Interest rates and service charge are different for each state. Bank APY Min to Open Min Balance Mo. Fees FDIC U.S. Bank .05% $100 $1000 or Fees Apply $10 if Balance Less Than $1000 Y

Union Bank At Union Bank you can open a Regular Savings Account with only a $50 deposit. If you're looking for a basic savings account and have short-term goals, the Union Bank Regular Savings Account is the account for you. As long as you maintain a $300 minimum daily balance you can avoice the monthly service charge. Union Bank is a subsidiary of UnionBanCal Corporation and is FDIC Insured. Bank APY Min to Open Min Balance Mo. Fees FDIC Union Bank .01% $50 $300 or Fees Apply $3.00 if less than $300 in Savings Y

Wells Fargo The Wells Fargo® Way2Save® Savings Account is a basic savings account that is ideal for those starting a savings program or building funds for a major purchase or other investment. Competitive interest rates are earned on the entire daily collected balance. Interest is compounded daily and paid monthly. Wells Fargo & Company (NYSE: WFC) is a diversified community-based financial services company that is FDIC Insured (FDIC Certificate Number: 5146). NOTE: The rates presented on this page are for the California offices of Wells Fargo Bank, N.A. Interest rates are different for each state. Bank APY Min to Open Min Balance Mo. Fees FDIC Wells Fargo .01% $100 $300 or Fees Apply $5 if Balance Less than $300 Y

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Note: APY and Account Information for Savings and Money Market Accounts may not reflect the current APY and Account Details at a particular Bank. Be sure to check all details when visiting the specific institution. The "Favorite" designation is based on a number of factors, including experience with an institution and stated asset levels available from public sources. Nesco Products, Inc., owner of ManagingMoney.com, may be an Authorized Affiliate of the above products and may be compensated. ManagingMoney.com and Nesco Products, Inc. are not Investment Advisors and do not purport to give investment advice. Check with your financial advisor before implementing any investment plan.

Bank Savings & Money Market Account Offerings: Ally Bank | American Express | Bank of America | Discover Bank | ING Direct | EverBank | Union Bank | U.S. Bank | Wells Fargo

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