|
|
Open a High Yield Savings Account at Ally Bank and earn one of the highest rates in the nation. At Ally Bank there are No Minimum Deposits, No Monthly Fees, and No Minimum Balance. With your Online Savings Account you also get Free Online banking transactions. Ally Bank also offers some of the highest earning Certificates of Deposit . Choose from the High Yield CD, Raise Your Rate CD, or No Penalty CD. CD Terms range from 3 months to 5 years and there is No Minimum Deposit. Interested in an interest-paying Checking Account? Ally Bank Checking features a generous APY with free online banking and bill pay. Ally Bank was named the Best Online Savings Account by Kiplinger's Personal Finance, December 2009. Ally Bank, originally part of the GMAC family of companies, is now known as Ally Financial Inc. Ally Financial Inc. is a FDIC-insured institution (NYSE:GJM). (Last updated 09/01/2010). |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
1.25% |
No Minimum |
No Minimum |
No Fees |
Y |
|
|
|
|
|
|
|
Start your savings plan with a Bank of America Regular Savings Account. You can start your savings plan with a low opening balance plus Free Online Banking service. Plus you can use your savings account to provide overdraft protection for your checking account. Bank of America (NYSE: BAC) is FDIC insured (FDIC Certificate Number: 3510).
NOTE: The rates and information presented are for the California offices and may not be the same for your location. Interest rates are different for each state. |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
.10% |
$25 |
$300 or Fees Apply |
$5 if less than $300 Min Daily Balance |
Y |
|
|
|
|
|
|
|
| EverBank is offering a 2.25% Intro APY* on the Yield Pledge Money Market Account for the first three months after account opening. EverBank’s Yield PledgeSM is that the yield on your Money Market Account will remain in the top 5% of competitive accounts in the nation. Funds are FDIC insured, and you can make up to six withdrawals or transfers per month, three of which can be check-writing transactions. EverBank also offers a FREE Online High Interest Checking Account. Receive high yields with No Minimum Balance requirement, No Fees, and unlimited check writing. A Yield Pledge Certificate of Deposit is another great choice for earning a high yield on your money. Choose from a variety of terms ranging from 3 months to 5 years with only a $1500 minimum. Other unique investment products include Foreign Currency CDs and Foreign Currency Index. EverBank is FDIC insured (FDIC Certificate Number: 34775). |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
2.25*% |
$1,500 |
No Minimum |
$8.95 if less than $5,000 Ave. Monthly Balance |
Y |
|
|
|
|
|
|
|
| HSBC Advance Online Savings Account has an APY that is 5x the national average. With an HSBC Advance Online Savings Account you pay no monthly fees, no matter how often you use an ATM or how many times you transfer your money. Your HSBC Advance Online Savings Account can be connected to any checking account, at any bank. You can also pay your bills online with your HSBC Online Payment Account. HSBC Advance also offers competitive interest rates on Online Certificates of Deposit Accounts. Minimum balance to open a CD and obtain the highest APY is only $10.00. HSBC (NYSE: HBC) is FDIC Insured (FDIC Certificate Number: 57890). |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
1.10% |
$1 |
No Minimum |
No Fees |
Y |
|
|
|
|
|
|
|
Earn a high yield with the ING Orange Savings Account. Enjoy 24 hour service with No minimum deposit and No hidden fees or service charges. There is no need to change banks since your Orange Savings Account is automatically linked to your current checking account. You can also make money while you pay your bills with the ING Electric Orange Checking Account . Electric Orange is a great checking account that pays a high interest on all balances, plus free bill pay, free ATM access, and a free MasterCard® Debit Card for all purchases. Guarantee yourself a high yield with the
Orange CD . Certificate of Deposit terms range between 6 and 60 months. Get a great interest rate for all types of businesses with an ING DIRECT Business Savings Account. You will have easy access to your cash and account access for up to 3 authorized individuals. ING DIRECT is a member of ING (NYSE:ING), and is FDIC insured (FDIC Certificate Number: 35489). |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
1.10% |
No Minimum |
No Minimum |
No Fees |
Y |
|
|
|
|
|
|
|
U.S. Bank® offers their U.S. Bank® Money Market Account designed to help you reach your short-term financial goals. They offer tailored options to suit your individual needs and can help you manage your cash conveniently, efficiently and effectively. U.S. Bank is FDIC Insured (FDIC Certificate Number: 6548).
NOTE: The rates presented may not be the same for your location. Interest rates and service charge are different for each state. |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
.05% |
$100 |
$1000 or Fees Apply |
$10 if Balance Less Than $1000 |
Y |
|
|
|
|
|
|
|
The Wells Fargo® Goal Savings Account is a basic savings account that is ideal for those starting a savings program or building funds for a major purchase or other investment. Competitive interest rates are earned on the entire daily collected balance. Interest is compounded daily and paid monthly. Wells Fargo & Company (NYSE: WFC) is a diversified financial services company that is FDIC Insured (FDIC Certificate Number: 5146).
NOTE: The rates presented on this page are for the California offices of Wells Fargo Bank, N.A. Interest rates are different for each state. |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
.05% |
$100 |
$300 or Fees Apply |
$3 if Balance Less than $300 |
Y |
|
|
|
|
|
|
|
| The WTDirect High Yield Savings Account offers a high yield APY that is consistently among the top 5% of U.S. banks. Balances of $10,000 or more earn their highest rate, unlike some banks that lower their rates when your balance gets too high. And they don't require a large immediate deposit. Wilmington Trust FSB, the company behind the WTDirect® account, is a member of the Wilmington Trust (NYSE: WL) family of companies and one of the oldest and largest wealth management companies in the United States. According to The Street.com in their September 2008 bank ratings: “This institution offers good financial security and has the resources to deal with a variety of adverse economic conditions”. In fact, Wilmington Trust has maintained stability and independence across 105 years of economic cycles and does not engage in subprime residential mortgage lending. Wilmington Trust FSB is FDIC Insured (FDIC Certificate Number: 33911). |
|
Bank |
APY |
Min to Open |
Min Balance |
Mo. Fees |
FDIC |
|
|
1.21% |
$1 |
No Minimum |
No Fees |
Y |
|
|
|
|
|
Need a Certificate of Deposit Instead?
FREE Stock Trading. Click Here.
Note: APY and Account Information for Savings and Money Market Accounts
may not reflect the current APY and Account Details at a particular
Bank. Be sure to check all details when visiting the specific
institution. The "Favorite" designation is based
on a number of factors, including experience with an institution
and stated asset levels available from public sources. Nesco Products, Inc., owner of ManagingMoney.com, may be an Authorized Affiliate of the above products and may be compensated. ManagingMoney.com
and Nesco Products, Inc. are not Investment Advisors and do
not purport to give investment advice. Check with your financial
advisor before implementing any investment plan.
Bank Savings & Money Market Account Offerings: HSBC Advance | Bank of America | Ally Bank | WTDirect | ING Direct | EverBank | U.S. Bank | Wells Fargo
Privacy Policy - Terms and Conditions - Site Map - About Company - Contact Us
Link to Us - Partners - Advertiser Center - Newsroom
©2010 ManagingMoney.com. All Rights Reserved.
Image Domain - Las Vegas Web Design Services
|