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Home > Select Advertisers > CitiFinancial

 

CitiFinancial® is now OneMain Financial

Need extra cash? Want to take that dream vacation or remodel the house? OneMain Financial personal loans can help make your dreams come true, help you consolidate debt, or just help you feel a little more financially secure.

 

Some Highlights
Who Can Qualify
  • Secured Loans Up to $10,000 Available
  • Unsecured Loans Up to $7,500 Available
  • No obligation
  • 14-day "backout" guarantee
  • No prepayment penalties
  • Fixed Interest Rates
  • Must be at least 18 years old
  • Has some established credit history
  • Has ability to make monthly payments
  • Has NEVER filed for bankruptcy
  • Currently resides in the United States, Canada, or Puerto Rico

OneMain Financial Personal Loan

Who Can Qualify

OneMain grants personal loans to people over age 18 (except for Alabama residents must be at least 19 years old) who have some established credit. Established credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required. Secured Loans of up to $10,000 can be secured with your vehicle. For Unsecured Loans of up to $7,500 no homeownership and no collateral is required. At the present time personal loans are not available for business purposes. OneMain's specialty is extending credit for personal, family, and household purposes. OneMain provides loans to residents of the United States, Canada, and Puerto Rico, but does not provide loans to those living in the following states: Alaska, Arkansas, Connecticut, Massachusetts, Nevada, Rhode Island, Vermont, or Washington DC. 

Apply Now

The Loan  Process

Complete the safe and secure Online Loan Application. Instantly you will receive an on-screen confirmation that your application has been submitted to OneMain Financial. You will receive an email confirmation in about 5 minutes which may conditionally approve you for a loan. In  less than 1 hour your loan application will be transferred to a local OneMain Financial office that is closest to you. A OneMain Financial branch Account Executive will contact you in about 1 business day to discuss your loan options. Each branch manager runs their OneMain office as if it is their own business, so loan decisions are made locally.

 

No Obligation and No Prepayment Penalty

Once you apply for a personal loan, you are under no obligation to accept the loan offer that is presented to you. You can pay off your personal loan anytime with no fees, no hassles, and no red tape.

 

14-Day Guarantee

With a OneMain personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no hassles - Guaranteed!

 

Possible Uses for Loan

 

OneMain Financial has a solution that helps you afford what you want or need most in life. They will get you the money you need when you need it! There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation. If your home remodeling project includes “energy efficient home improvements”, you may be able to earn a tax credit. According to the IRS, the American Recovery and Reinvestment Act of 2009 allows a "tax credit to help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The tax credit, which runs through 2016, is 30% of the cost of the qualified property. Other possible uses of a personal loan include:

- Remodeling Projects
- Pay Off Credit Card Debt
- Holiday Expenses
- Purchase a Vehicle
- Take Your Dream Vacation
- Unexpected Expenses
- Repair Your Vehicle
- Bill Consolidation
- Buy Furniture or Appliances

Click Here for FREE Credit Repair Tips

 

About OneMain Financial

OneMain Financial is a member of Citigroup, Inc. (NYSE:C), the world's leading financial services provider, with more than 200 million customers worldwide. The Citigroup family of companies includes Citibank, CitiFinancial, Banamex, CitiMortgage, and Primerica.


       Are You an Existing CitiFinancial Loan Holder?

If you are an existing CitiFinancial® loan holder and have questions about your loan or payments, you will need to contact your local OneMain Financial Branch Office. Follow this link, then click "Site Map " at the bottom of the page. The resulting page has a "Find a Branch" on the upper right corner of the page to assist you.

 

Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of OneMain Financial and is being compensated.

 

 

OneMain Financial Personal Loans

 

Find The Best Loan: Personal Loan | Payday Loan | Student Loan | Auto Loan | Debt Consolidation | Second Mortgage | Home Equity | Home Improvement | First Mortgage | Refinance | Purchase | Cash Out | Jumbo Mortgage | FHA Streamline | VA Streamline | No Equity Loan | 125% Second Mortgage | 100% Second Mortgage | 80% Second Mortgage | Fixed Rate Mortgage | Adjustable Rate Mortgage | Credit Repair

 

 

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