Who Can Qualify
grants personal loans to people over age 18
(except for Alabama residents must be at least 19 years old)
some established credit. Established
credit, through gasoline/retail credit cards or auto loans, along with the ability to make monthly payments is required.
Secured Loans of up to $10,000 can be secured with your vehicle. For Unsecured
Loans of up to $7,500 no homeownership and no collateral is required. At the present time personal loans
are not available for business purposes. OneMain's
specialty is extending credit for personal, family,
and household purposes. OneMain does not provide loans to those living in the following states:
Alaska, Arkansas, Connecticut, Massachusetts, Nevada, Rhode Island, Vermont, or Washington DC.
The Loan Process
Complete the safe and secure Online Loan Application. Instantly you will receive an on-screen confirmation that your application has been submitted to OneMain Financial. You will receive an email confirmation in about 5 minutes which may conditionally approve you for a loan. In less than 1 hour your loan application will be transferred to a local OneMain Financial office that is closest to you. A OneMain Financial branch Account Executive will contact you in about 1 business day to discuss your loan options. Each branch manager runs their
OneMain office as if it is their own business, so loan decisions are made locally.
Obligation and No
Once you apply
for a personal loan, you are under no obligation to
accept the loan offer that is presented to you. You can pay off your personal loan
anytime with no fees, no hassles, and no red tape.
With a OneMain personal loan, you can't lose. If for any reason
you change your mind after you receive your personal loan, you can return the
amount you borrowed within 14 days, and there will be no fees, no charges, and
no hassles - Guaranteed!
Uses for Loan
OneMain Financial has a solution that helps you afford what you want or need most in life. They will get you the money you need when you need it! There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation. If your home remodeling project includes “energy efficient home improvements”, you may be able to earn a tax credit. According to the IRS, the American Recovery and Reinvestment Act of 2009 allows a "tax credit to help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The tax credit, which runs through 2016, is 30% of the cost of the qualified property. Other possible uses of a personal loan include:
- Remodeling Projects
- Pay Off Credit Card Debt
- Holiday Expenses
- Purchase a Vehicle
- Take Your Dream Vacation
- Unexpected Expenses
- Repair Your Vehicle
- Bill Consolidation
- Buy Furniture or Appliances
- Wedding Expenses
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OneMain Financial is a member of Citigroup, Inc.
the world's leading financial services provider, with
200 million customers worldwide. The Citigroup family of companies includes Citibank, CitiFinancial, Banamex, CitiMortgage, and Primerica.
You an Existing CitiFinancial Loan Holder?
If you are an existing
CitiFinancial® loan holder and have
questions about your loan or payments, you will need
to contact your local OneMain Financial Branch Office.
Follow this link,
then click "Site Map " at the bottom of the page. The resulting page has a "Find a Branch" on the upper right corner of the page to assist you.
Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of OneMain Financial and is being compensated.
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