Earn Money With ING in More Ways Than One: Checking, Savings, Kids Savings, & Business Savings Accounts Every dollar earns high interest No need to change banks as your account is automatically linked to your current checking account Access your account around the clock Open Your account online in under 5 minutes FDIC Insured

The Electric Orange Checking Account is an FDIC insured high interest checking account that is paperless. With an Electric Orange Checking Account you won't receive a checkbook to write checks as everything is done securely online at INGDirect.com. You will also receive your Electric Orange Debit Card, so you can access cash at ATMs worldwide or make purchases at merchants accepting MasterCard®. Since all your activity is done securely online you don't have to worry about checks floating around with your account information or worry about lost or stolen checks. If you do need to send a paper check to someone, Electric Orange has a number of options: use the Send Paper Checks option; transfer money back to your linked checking account and write a check from that account; or you can ask that person for their ING DIRECT account number or their external financial institution account information, and use Send Electric Checks to transfer the money electronically. So if you are looking for a high interest checking account and like having 24-hour access to your funds, then the ING DIRECT Electric Orange Checking Account is for you! Earn a $50 bonus when you open an Electric Orange checking account from ING DIRECT. Click here to open an account.

You can open and fund your Electric Orange Checking Account in less than 5 minutes!

1. Enter your personal information
2. Agree to terms and conditions
3. Electronically make a deposit from your existing checking account
4. Review information and submit your application

Before you start:

• Have your personal checkbook handy. Your existing checking account will be linked to your new Electric Orange Checking Account. You can then easily transfer money between the two accounts via website, interactive phone service, or by calling ING directly.
• Additional personal identification in the form of a Drivers License or State Issued ID is required for customers over 16 years of age.
• For your security, you will be asked to confirm ownership of your checking account by verifying 2 small amounts that ING will deposit in your checking account.
• You must verify the 2 small deposits within 60 days from the date they are deposited or your money will be returned and your account closed.
• Check deposits and electronic transfers from other banks that ING initiates for you are typically held for 2 business days. However, the first $100 of a check deposit is made available to you on the next business day. Deposits begin earning interest the 2nd business day after the transaction is initiated. Deposits that are automatically originated outside the bank that come to ING electronically (like your payroll or Social Security benefits) and transfers from your other ING DIRECT accounts are generally available immediately. They also begin earning interest right away.
• Electric Orange Checking cannot be used for business, power of attorney, beneficiary, or individual retirement accounts.