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Home > Loans & Credit > Credit Cards > Regular
Regular Credit Cards - Our largest card category containing a variety of credit cards, most notably low apr credit cards.
 
IberiaBank Visa® Classic Card
IberiaBank VisaŽ Classic Card
Card Rating

What's This
Intro Rate: 1.99% APR for 6 Billing Cycles
Applied Toward: Balance Transfers
APR (Purchases): 7.25%, 10.25%, or 13.25%*
Grace Period: 25 Days
Annual Fee: $0.00
Last Reviewed: 04/10/12
Terms and Conditions
Card Details:
  • IberiaBank VisaŽ Classic Card is for those with an average credit history
  • No Annual Membership Fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information

 

IberiaBank Visa® Select Card
IberiaBank VisaŽ Select Card
Card Rating

What's This
Intro Rate: 0.00% or 7.50% for 12 Months on Purchases or 1.99% or 7.50% for 12 billing cycles on balance transfers
Applied Toward: Purchases, Balance Transfers
APR (Purchases): 7.50%, 9.50% or 11.50%
Grace Period: 25 Days
Annual Fee: $35.00
Last Reviewed: 05/29/12
Terms and Conditions
Card Details:
  • IberiaBank VisaŽ Select Card is designed for those with excellent credit
  • Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
  • Low Introductory APR on Balance Transfers of 1.99% for the first 12 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% (Prime + 4.25%, Prime + 6.25%, and Prime + 8.25%) based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch, and Travel Emergency Services.
  • Online access to credit card account information
  • Low Annual Fee of $35.00

 

The information provided is believed to be accurate at the time of evaluation. We strongly advise viewers to review the terms and conditions provided by the card issuers to verify accuracy of the information posted prior to applying for the product. All credit card content is provided by CardOffers.com, Inc.

ManagingMoney.com has financial relationships with some of the credit card issuers and may be compensated.

 

 

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