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Home > Loans & Credit Center > OneMain Financial

CitiFinancial is now OneMain Financial

 

 

Personalized Loan Solutions to

Focus on What's Important to

You

OneMain Financial previously known as Citifinancial

Need extra cash? Want to take that dream vacation or remodel the house?

OneMain Financial personal loans can help make your dreams come true, help you consolidate debt, or just help you feel a little more financially secure. 

 

Some Highlights Who Can Qualify
  • Unsecured Loans Up to $10,000
  • Fixed Rates & Payments
  • 14-Day Guarantee
  • No Pre-Payment Penalties
  • Must be at least 18 years old
  • Has some established credit history
  • Has ability to make monthly payments
  • Has NEVER filed for bankruptcy

 

Apply Now

Who Can Qualify

OneMain Financial grants personal loans to people over age 18 who are residents of the United States, have some established credit, and the ability to make monthly payments. Alabama and Nebraska residents must be at least 19 years old to apply for a loan. OneMain Financial does not grant loans to people residing in Alaska, Arizona, Arkansas, Connecticut, Florida, Nevada, Rhode Island, or Washington, D.C. If you are looking for a loan for personal, family, or household purposes apply for a loan at OneMain Financial. Apply for your loan today, and you could have your money tomorrow.

What to expect from OneMain Financial

Complete the safe and secure Online Loan Application. You will get an instant on-screen response which may conditionally approve you for a loan. We will then send your application to a OneMain Financial branch near you so you can discuss your options with a qualified loan specialist. We offer flexible payment options and you get to choose your own payment date. If you are approved by noon, you could pick up your check that same day! OneMain Financial gets you the money you need, when you need it.

 

No Obligation and No Prepayment Penalty

Once you apply for a personal loan, you are under no obligation to accept the loan offer that is presented to you. You can pay off your personal loan anytime with no fees, no hassles, and no red tape.

 

14-Day Guarantee

With a OneMain Financial personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no questions - Guaranteed!

 

Possible Uses for a Personal Loan

 

OneMain Financial provides personalized loan solutions and one-on-one, local service at more than 1,300 branches nationwide. There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation. If your home remodeling project includes “energy efficient home improvements”, you may be able to earn a tax credit. According to the IRS, the American Recovery and Reinvestment Act of 2009 allows a "tax credit to help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The tax credit, which runs through 2016, is 30% of the cost of the qualified property. Other possible uses of a personal loan include:

 

 

Make Home Improvements Pay Off Credit Card Debt
New Baby Expenses Purchase a Vehicle
Take Your Dream Vacation Unexpected Expenses
Repair Your Vehicle Consolidate Bills
Buy Furniture or Appliances Plan Your Dream Wedding

 

About OneMain Financial

OneMain Financial, formerly Citifinancial, is a member of Citigroup, Inc. (NYSE:C), the world's leading financial services provider, with more than 200 million customers worldwide. The Citigroup family of companies includes Citibank, OneMain Financial, Banamex, CitiMortgage, and Primerica.

 

Apply Now

 

Looking for other Personal Loan lenders? Click here for other options.

Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of OneMain Financial and is being compensated.

 

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