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Need extra cash? Want to take that dream vacation or remodel the house?
OneMain Financial personal loans can help make your dreams come true, help you consolidate debt, or just help you feel a little more financially secure.
||Who Can Qualify
- Unsecured Loans Up to $10,000
- Taylored Payments & Terms
- Risk-free 14-Day Guarantee
- No Pre-Payment Penalties
- Money same day, if approved by noon
- Must be at least 18 years old
- Has some established credit history
- Has ability to make monthly payments
- Has NEVER filed for bankruptcy
Who Can Qualify
OneMain Financial grants personal loans to people over age 18 who are residents of the United States, have some established credit, and the ability to make monthly payments. Alabama and Nebraska residents must be at least 19 years old to apply for a loan. OneMain Financial does not grant loans to people residing in Alaska, Arkansas, Connecticut, Massachusetts, Nevada, Rhode Island, Vermont or Washington, D.C. (If you reside in these states click here for other loan options)
If you are looking for a loan for personal, family, or household purposes Apply for a Loan at OneMain Financial. Apply for your loan today, and you could have your money tomorrow.
What to expect from OneMain Financial
Complete the safe and secure Online Loan Application. You will get an instant on-screen response which may conditionally approve you for a loan. We will then send your application to a OneMain Financial branch near you so you can discuss your options with a qualified loan specialist. We offer flexible payment options and you get to choose your own payment date. If you are approved by noon, you could pick up your check that same day! OneMain Financial gets you the money you need, when you need it.
No Obligation and No Prepayment Penalty
Once you apply for a personal loan, you are under no obligation to accept the loan offer that is presented to you. You can pay off your personal loan anytime with no fees, no hassles, and no red tape.
With a OneMain Financial personal loan, you can't lose. If for any reason you change your mind after you receive your personal loan, you can return the amount you borrowed within 14 days, and there will be no fees, no charges, and no questions - Guaranteed!
Possible Uses for a Personal Loan
OneMain Financial provides personalized loan solutions and one-on-one, local service at more than 1,100 branches nationwide. There may be any number of reasons you need a personal loan from paying off debt to taking your dream vacation. If your home remodeling project includes “energy efficient home improvements”, you may be able to earn a tax credit. According to the IRS, the American Recovery and Reinvestment Act of 2009 allows a "tax credit to help individual taxpayers pay for qualified residential alternative energy equipment such as solar hot water heaters, solar electricity equipment and wind turbines installed on or in connection with their home located in the United States and geothermal heat pumps installed on or in connection with their main home located in the United States". The tax credit, which runs through 2016, is 30% of the cost of the qualified property. Other possible uses of a personal loan include:
|Make Home Improvements
||Pay Off Credit Card Debt
|New Baby Expenses
||Home Remodeling Expenses
|Take Your Dream Vacation
|Repair Your Vehicle
|Buy Furniture or Appliances
|| Plan Your Dream Wedding
About OneMain Financial
OneMain Financial provides personal loans with one-on-one, local service at branches nationwide. With roots in lending that date back to 1912, we have been helping people achieve their goals and dreams for generations.
You can depend on a straightforward personal loan application, clear terms, multiple payment options and money the same day if you are approved by noon.
Looking for other Personal Loan lenders? Click here for other options.
Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of OneMain Financial and is being compensated.
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