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Home > Select Advertisers > Think Cash
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- Short Term Personal Loans
- Initial Loans from $250 to $1000 - Up to $2500 on Future Loans
- Only Pay Interest for the Time You Keep the Loan
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ThinkCash Short Term Personal Loans
ThinkCash provides short-term personal loans for those times when you just can’t make ends meet. Let ThinkCash be your solution whether you need a personal loan for car repairs, monthly bills, or emergency medical expenses. First time personal loans are available from $250 to $1000 and up to $2500 on future loans.
Who Can Qualify
ThinkCash
accepts applicants paid on a monthly basis, those who work part time, those who receive benefit income such as Social Security or Disability income, those who are self employed (with verifiable income), and military personnel.
To qualify for a personal loan you must meet the following guidelines:
- Must be currently employed (for at least 2 weeks) or have a proven source of income (such as Social Security,
Disability, Child Support, & Alimony)
- Must have a current checking account (for at least 30 days) in good standing* (none of the following: Non-sufficient fund transaction; returned checks, overdraft charges, or negative account balances)
- Must have email address
- Must be 18 years old
No Prepayment Penalty
You can pay off your personal loan anytime with no fees, no hassles, and no red tape. ThinkCash lets you decide how quickly you want to repay the loan and charges you accordingly. For example if you have the funds to repay your loan in 3 days, you will only be charged for 3 days.
Payment and Terms
The loan amount you are offered along with the finance charges and interest rate will depend on your application information, credit information, and payment history. The cost of your loan is based on the size of the loan you are approved for. It ranges from $0.92 per day per $100 borrowed for small, short-term loans down to $0.24 per day per $100 borrowed for larger, longer-term loans, for customers with successful payment histories, and those with higher credit scores. There are no hidden charges or fees. You only pay interest for the time you keep the loan. The number of payments you'll make on your loan is based on the size of the loan and your pay schedule. In most cases payments are under $100 (based on biweekly payments – your actual payment amount will vary based on pay frequency and loan amount). To help you manage your loan payment schedule, your loan payment dates are linked to your pay dates. For example, if you are paid every other week, you will make your loan payments every other week, and if you are paid monthly, you will make monthly loan payments. All payments can be made automatically, so you don't have to mail a check or remember payment dates. Since loan payments are reported to Credit Bureaus, making timely payments will help qualify you for lower pricing on future ThinkCash loans.
About ThinkCash
ThinkCash provides access to short term loans and is a leading provider of short term loans. ThinkCash is not a traditional bank or a payday loan company. Loans are offered by First Bank of Delaware (member FDIC).
Nesco Products, Inc., owner of ManagingMoney.com, is an Authorized Affiliate of ThinkCash and is being compensated.
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