Good investing habits are needed to ensure that you follow through on your investment plan. Below are several tips to sharpen your investing habits:

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Posted by Emma - Editor at 6:00 AM | Permalink

Ordinary income taxes on short-term capital gains and interest income can go as high as 35%, while long-term capital gains and qualified dividend income are taxed at rates not exceeding 15% (0% if you are in the 10% or 15% tax bracket). One way to help maintain your portfolio's growth potential is to invest in a tax-efficient manner. Below are seven suggestions you may want to consider:

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Posted by Emma - Editor at 6:51 PM | Permalink

College costs can seem staggering. For the 2008-09 school year, the average annual total cost was $37,390 for a four-year private university and $18,326 for a four-year public university, up 5.6% and 5.7%, respectively, from the prior year (Source: Trends in College Pricing, 2008). Over the past decade, average tuition costs have increased 4.2% annually after inflation at public colleges and 2.4% at private colleges (Source: Trends in College Pricing, 2008).

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Posted by Nickie - Editor at 8:35 PM | Permalink

In the current economic climate, many employers are cautious about increasing expenditures. That means your best bet for the near term is to make your current salary stretch farther. Some tips to consider include:

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Posted by Emma - Editor at 8:56 AM | Permalink

Over $162 billion of financial aid was distributed during the 2007-08 school year, with an average award of $8,896 per full-time student. Of that total, approximately 65% was in the form of loans and 32% in grants (Source: Trends in Student Aid, 2008). With so much money at stake, you should understand the financial aid process to maximize your share of financial aid.

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Posted by Nickie - Editor at 8:46 PM | Permalink