Although better known for their online stock trading platform, E*Trade is actually quite competetive in the online bank savings account market. At 3.30% they are currently at 8x the average national savings rate. As the subprime crisis continues to unfold, the online banks have recently been raising their rates in order to attract deposits which is generally considered to be a more stable source of funding. To view a listing of the top national online bank savings rates visit the ManagingMoney.com Banking Center.