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September 26, 2011

2012 Entertainment Book Now Available

The 2012 Entertainment Book is now available and with incredible enhancements. New this year is the Mobile App. With the Mobile App you can now view maps, merchant info, driving directions, and more! The Mobile App even lets you show your phone to receive discounts from the Entertainment Book mobile coupon network.

The Entertainment® Book has been widely recognized as the best coupon book on the market for saving money on hotels, restaurants, local attractions, travel, groceries, and more! Specifically included are: 50% off and 2-for-1 coupons to help you save money on everyday essentials right in your own neighborhood. Discount areas include: Dining, Shopping, Movie Tickets, Groceries, Services, Travel, Attractions, Car Care, and Home Furnishings. This year the Entertainment Book website has added even more ways to save now and throughout 2012 with additional Printable Coupons, Online Shopping discounts, and more. Get your Entertainment Book today!

September 20, 2011

Prepaid Credit Card Highlight

Managing your money can now be a little easier with a Western Union® MoneyWise™ Prepaid MasterCard®. Having the name, Western Union, is a great benefit in and of itself as Western Union (NYSE:WU) is a leader in global payment services and provides a variety of products & services including: money transfer services, bill payment services, prepaid credit cards, and money orders. With the new Western Union® MoneyWise™ Prepaid MasterCard® you can enjoy "freedom from fees" and say goodbye to embarrassing credit checks along with the hassles of NSF or overdraft fees. Enjoy the following benefits:

With the name "Western Union" you have widespread acceptance of your MasterCard. There are 4 different ways to load money into your Western Union® MoneyWise™ Prepaid MasterCard® account plus you can load anywhere from $5 to $950 each day onto your card, with a total limit of up to $10,000. The Western Union® MoneyWise™ Prepaid MasterCard® has no annual fee, no monthly maintenance fee, free payroll direct deposit (including government benefits providers) and no activation fee (as long as you activate your card online).

Applying for your Western Union® MoneyWise™ Prepaid MasterCard® is easy and you do not need a checking account to apply. Your funds are ensured by the FDIC (as long as you register your card) and if your card is lost or stolen, your funds are protected by MasterCard's Zero Liability Policy. For more information on the Western Union® MoneyWise™ Prepaid MasterCard® and other prepaid credit cards Click Here.

September 8, 2011

How to Find a Trustworthy Payday Loan Lender

Finding a trustworthy payday loan lender can be difficult, especially when you are in a hurry and you just need some fast cash so you can pay those bills before late fees start arriving, or overdraft/NSF charges start accumulating. Overdraft and NSF charges are often much more costly than fees incurred from payday loans. Take the time to check these 4 items before you choose your payday lender.

1. State Licensed: Verify that your lender is licensed in your state. A state licensed lender should give you a sense of security as you know your loan is governed by state and federal finance laws in your state. A state licensed lender ensures that companies follow full disclosure of loan terms and is in compliance with truth in lending laws.

2. Professional Affiliation: Check that your lender is a member of a professional affiliation such as the Community Financial Services Association of America, (CFSA) or the Online Lenders Alliance (OLA). These organizations require their members to follow standards of Best Practices and Codes of Conduct such as: full disclosure of loan terms, reasonable cancellation policy, compliance with truth in lending practices, and more.

3. Secure Website. Be sure that your lender's website is secure. Since you are releasing private information online, it is very important that you verify that your online lender's website is secure and that they use internet security technology such as VeriSign or McAfee Secure which can protect you from online predators.

4. Read the Details. Read your lending agreement and pay attention to the fine print such as the Rates & Terms. Remember "the devil is in the details".

Remember to always take the time to research your online lender and always read the details of your loan obligation before signing your agreement. When you have emergency financial situations that we all sometimes have, payday loans are often the low cost alternative to late fees or overdraft and NSF charges. To compare online payday lenders Click Here.

September 1, 2011

IRS Disaster Assistance and Emergency Relief for Individuals and Businesses

The Internal Revenue Service has disaster assistance and emergency relief available for those who have suffered as a result of Hurricane Irene. There are tax provisions that may help both individuals and businesses recover financially from the impact of disasters, such as Hurricane Irene, especially when the federal government declares their location to be a major disaster area.

Individual taxpayers can obtain a Disaster Loss Kit through IRS Publication 2194 which assists individuals claim casualty losses on property that was destroyed by a natural disaster, such as Hurrican Irene. Business owners can obtain a Disaster Loss Kit through Publication 2194B . The kit contains tax forms needed to claim a casualty loss. The IRS also has agriculture tax tips for affected business owners which offers helpful tax tips including whether crop insurance and crop disaster payments are taxable.

If your location is declared a federal disaster area, both individuals and businesses can get a faster refund by claiming losses related to the disaster on the tax return for the previous year, usually by filing an amended return.

For additional details on disaster assistance and emergency relief from the IRS, Click Here.

 

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