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Looking for employment? Watch out for scammers. The economic downturn has left millions without work and vulnerable to unscrupulous who are hoping to rip-off desperate people looking for work. The Colorado Attorney General John Suthers recently issued a consumer advisory warning of an uptick in the number of reports of fraudulent job listings on Craiglist and other popular job-search Web sites and the California Society of CPAs also addressed the issue.
In a job interview, you may be telling the hiring manager more than you want to with your body language. Most professional interviewers have a good eye for reading the visual cues you are sending. Many companies are even providing training on interpreting body language and projecting the right image to their front-line interviewers and hiring managers.
Continue reading "What your Body Language Says to a Potential Employer" »
Accepting online payments is a great way to boost sales, no matter what kind of products you sell. Setting up an online payment system is easy, even for a beginner. All that is needed is a little time, a website and a merchant account with an online payment service.
When you are looking for a job, you might naturally lean toward larger companies because they are usually associated with financial stability and better business. However, a smaller employer can offer some advantages that larger employers do not. Here are four things that might suggest a small business is the right employer for you.
Continue reading "Four Things to Look for in a Small Business Employer" »
Are you one of the many thousands of individuals who want to get out of the rat race and start making a living from home by opening your own home based business? Starting your own home based business can be both challenging and exciting. In fact statistics show that 95% of home based businesses fail within the first 3 years. Here are 5 tips to help increase the odds of your success.
Just about everyone who uses the internet regularly has heard of PayPal.com. Used as a way to send or receive money by email, PayPal.com has become one of the most popular ways to purchase auction items, receive payments, and much more. Used in many countries in addition to the United States, PayPal.com is safe, secure and convenient, and they even offer a credit card for you to use like any other credit card. You don't have to use it strictly for auction purchases, but for anything that you choose. Besides the fact that PayPal.com offers a convenient credit card to it's account holders, there are many other advantages of having a PayPal account, and if you don't already have an account you may very well want to sign up for one.
Continue reading "The Advantages of Having a Paypal Account" »
In a tough economy, you may be discouraged by how much your small business suffers. If you depend on consumer spending for your livelihood, it can be hard to weather the storms of the volatile financial markets. It helps to look down the road to better times. Here are five tips for reinvigorating your small business.
One of the main reasons individuals decide not to go into business is due to a lack of funding. At least that is what they perceive to be the reason. The real reason is that they simply do not know what kind of funding is out there and they do not know how to obtain it. One of the best tools for obtaining funding is by contacting your local Small Business Administration.
Continue reading "Procuring a Small Business Loan through the SBA" »
Whether you're a new mom that wishes to stay home with your infant, or suffer from a chronic condition that limits of what you can do, if you have the desire to open a home business, that goal can be achieved. More and more individuals are choosing to open their own home businesses for numerous reasons. Some are dissatisfied with the hustle and bustle of commuting back and forth to work, only to have to deal with office politics. Others have found a hobby that they enjoy immensely and realize that they could make a living from it. If you have decided to start a home business, yet don't have enough money to get started, don't give up on your dream, as there are many financing options.
Continue reading "Creative Ways for Financing a Home Business" »
With all of the get-rich quick schemes out there, many people who are looking to make extra money from home are often very reluctant to try anything new. This is very understandable but unnecessary, as long as you choose the right method of making money. There is no need to send large amounts of money to individuals to join their pyramid schemes or similar "home businesses." You can make a respectable and easy second or primary income by building your own website. After your website is built, there are several ways to turn it into a money making machine that will make money for you even while you're relaxing, on vacation, or making money in other ways.
If you are self-employed, then you are undoubtedly aware of the fact that you're accountable for paying your own taxes each tax period. It doesn't matter what type of profession you're in, if you are an independent contractor, your clients pay you directly, and it's your responsibility to figure out how much taxes are owed on the income. By going to the Internal Revenue's website, you are able to obtain tax information, including exactly how much you need to pay on what you've earned, as well as where exactly to send the payments. You can also go to your state's website in order to obtain the same information regarding the state taxes that you must pay, if your state requires you to pay taxes.
Continue reading "The Importance of Timely Business Tax Payments" »
Small business owners should pay attention to the rapid decline in recent months of 2007 for housing and mortgage lending. Dr. William B. Conerly, a leading economist, explains why everyone should pay attention to the housing market’s status in his book called “Businomics”:
Continue reading "Small Business Owners Beware of Housing Woes" »
Intuit, the maker of the popular Quickbooks accounting software, and Google, the Search giant, announced this week their intent to imbed Google's search and advertising products into the new 2007 Quickbooks software.
As a sole proprietor, you've enjoyed watching your business take off. Your customer base is building, orders are steady, and your overhead is under control. But with this growth, you now realize you can't handle everything yourself. You need to attract investors, take on a few associates, and protect your personal assets from your firm's liabilities.
You've reached a turning point: it's time to run your company in a more formal manner. But should you set up the business as a corporation or partnership? The answer may be neither. As an alternative, consider a limited liability company (LLC) -- a form of business organization popular among small business owners that combines some advantages of a corporation and a partnership.
Continue reading "Organizing Your Business as a Limited Liability Company" »
Alex and Brad, both in their mid-forties, had just celebrated the tenth anniversary of Consulting, Inc., their market consulting business. The next morning, before going to work, Brad suffered a heart attack while jogging and died later that day. Alex suddenly lost his long-time business associate. What's more, after the estate was settled, he found himself with a new co-owner -- Brad's wife.
Continue reading "Buy-Sell Agreements Keep Your Business Afloat" »
Most closely held businesses, especially multi-owner corporations and partnerships need to have a buy-sell agreement in place. Individually owned businesses can also profit from the use of a buy-sell agreement. This is essential for smooth transition of ownership upon the occurrence of several events, namely the “Eight D’s.” We’ll discuss each one individually in the corporate context, however, most would also apply to partnerships. In a single-owner business, the buyer could be key employee(s), a competitor, a supplier, or even a customer.
Continue reading "Buy-Sell Agreements: Taking Care of the Eight D's" »
As the founder, owner and manager of your family business, you probably have a hard time imagining anyone else running your company as well as you. You may be right, but that attitude spells trouble. Even though they know better, many successful entrepreneurs choose to ignore the need for planning for their business succession.
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